Savings Account
Build healthy financial habits with a secure account, competitive returns and convenient access to your money.
Open an account →Your trusted financial partner
Do you need a flexible loan?
Access practical credit for salary needs, business growth and everyday opportunities—with clear terms and repayment periods from 3 to 24 months.
CBN LicensedNDIC InsuredCustomer focused
3%flat monthly loan interest
Financial support that fits
About Prisco MFB
Rooted in service. Built for progress.
Prisco Microfinance Bank Limited has served customers since June 2014 with accessible, responsible financial services.
Discover our story, ownership and governanceResponsible leadership
Governed with integrity and accountability.
The bank is led by five executive directors, one Managing Director/Chief Executive Officer and one General Manager, under the oversight of the Controller-General of the Nigerian Correctional Service.
2013Licensed by the CBN
2014Operations commenced
RC1151253CAC registration
CBN · NDICRegulatory institutions
Banking for real life
Solutions designed around you
Whether you are saving for tomorrow, running a business or need short-term support, our products help you move forward.
Micro Loan
Accessible funding with flexible 3–24 month repayment periods for personal and business needs.
Calculate your loan →Current Account
Manage day-to-day personal or business transactions with responsive support and overdraft options.
Talk to us →Fixed Deposit
Put idle funds to work with dependable fixed-term savings options designed for your goals.
Start investing →Simple 4-step journey
How to Access PRISCO Financial Solutions
A straightforward, transparent process designed to give you clarity and swift service every step
of the way.
- 01
Select Your Solution
Choose the account or loan product that best aligns with your personal or business financial requirement.
Phase 1 of 4 - 02
Submit Application & KYC
Fill out our streamlined online form with your basic details, IPPIS number (if applicable), or supporting documents.
Phase 2 of 4 - 03
Review & Assessment
Our dedicated account officers review your documentation, verify eligibility, and structure the optimal repayment schedule.
Phase 3 of 4 - 04
Decision & Disbursement
Upon approval and agreement execution, funds are promptly credited directly into your verified Nigerian bank account.
Phase 4 of 4
Begin Application Online Takes less than 3 minutes to submit an initial inquiry
Frequently asked questions
Clear Answers to Your Financing Questions
Everything you need to know about our IPPIS loans, other credit facilities, documentation, and account services.
Who may apply for a PRISCO IPPIS loan?
Eligible applicants are verified Federal Government employees whose salaries are processed through IPPIS and who satisfy PRISCO Microfinance Bank’s current credit, documentation and affordability requirements.
Open the IPPIS loan form →What are the current IPPIS loan limit and duration?
The present maximum is ₦2,000,000 with a repayment duration of up to 24 months. Approval and the final amount remain subject to affordability checks and the bank’s assessment.
Calculate an estimate →Which other loan applications are available?
PRISCO currently provides application routes for individual, paramilitary and business or corporate loans. Product availability, documentation and approval conditions apply.
Choose a loan category →Are charges and repayment terms disclosed before approval?
Applicable charges, repayment dates and other material terms should be communicated during assessment and documented before a customer accepts a facility.
How do I open an account with PRISCO?
Use the secure account-opening form to provide your personal details and required KYC documents. A selected account officer will review the submission.
Open an account →Local trust & responsible banking
Why customers choose PRISCO Microfinance Bank
A CBN-licensed, NDIC-insured unit microfinance bank serving customers from Enugu since 2014.
12 years of service
PRISCO commenced operations in June 2014 and has served its community for 12 years.
Clear lending terms
Applications are assessed responsibly and approved terms are documented before acceptance.
Flexible repayment
Repayment structures are based on the approved product, verified income and affordability.
Responsible guidance
Account officers support customers through application, documentation and review.
Protected customer information
Sensitive application records and uploaded documents are handled through secured server-side workflows.
Accessible Enugu office
No. 5 Okpara Avenue, beside Correctional Training School, opposite Old Park Market, Enugu State, Nigeria.
Plan with confidence
Know your loan before you apply.
Enter an amount and duration to see an instant, transparent estimate.
Estimated monthly deduction
₦0Start your applicationInside Prisco
Serving together, growing together
Moments from Prisco Microfinance Bank’s board meetings and institutional activities.